Car Loans Near Arva, Ontario
Your Fresh Start
Get Approved Today*
Get Approved Today*
We work with lenders for every credit situation.
Apply online in a few minutes and see what you qualify for.
South West Auto Group is in London, about 13 km from Arva — financing is fully online, so you can apply from anywhere in Ontario.
Fast & EasyQuick approval process
All Credit TypesGood, bad, or no credit
Drive TodayGet behind the wheel sooner
Apply In Minutes
No impact to your credit score to get started!
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We Finance All Credit Types
Good Credit
700+
New to Credit
No History
Fair Credit
550 – 669
Bad Credit
Below 550
Bankruptcy
We Can Help
Consumer Proposal
We Can Help
Self-Employed
We Can Help
*In some cases, a down payment may be required. All applications begin with a zero-down scenario — our finance specialists work to get you approved with no money down whenever possible. Terms and rates vary based on credit approval.
How Our Financing Process Works
1
Apply Online
Fill out our secure online application in just a few minutes.
2
Get Approved
Our lenders review your application and get you pre-approved fast.
3
Choose Vehicle
Pick the perfect vehicle from our quality pre-owned selection.
4
Drive Away
Sign your documents and drive away with confidence!
Real People. Real Results.
★★★★★
“It was wonderful, John and Heather were so awesome to deal with. They were so friendly and helpful. They got me a beautiful car and a really good deal. I would highly recommend them for all of your car needs.”
— Caroline Clarridge
★★★★★
“Had an awesome experience buying my vehicle from Brendan and John at Southwest Auto! They were super friendly, honest, and made the whole process smooth and easy. Highly recommend them if you're looking for a great place to buy a car!”
— Michelle Gallant
★★★★★
“Idil was amazing to work with, She helped and work super hard to get me my first car! I recommend getting her to help you she fights really hard and is super sweet and understanding. Will definitely recommend to everyone I know!”
— Melissa Lesniowska
★★★★★
“My husband and I recently purchased a vehicle through these guys. Idil and John were fantastic. They were very welcoming and they didn't make us feel like just another sale. They made sure to get us a vehicle we were happy with, were honest and upfront and took the time to actually explain things. I would highly recommend paying them a visit the next time you're looking for a vehicle!”
— Jaimie Jones
Financing for Every Situation
Pick the path that fits. Every situation has lenders who say yes.
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Bad Credit
Low credit score? Lenders that say yes when others say no.
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After Bankruptcy
Discharged bankruptcy is workable. Rebuild credit on a car loan.
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Consumer Proposal
Approved during or after your proposal. Responsible debt counts.
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First-Time Buyer
Buying your first car? No credit history? We've got programs.
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New to Canada
Newcomer programs for permanent residents, work permits, study permits.
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Self-Employed
Bank statement programs for business owners and gig workers.
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Lease Return
Lease ending soon? Know your real options before signing anything.
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Trade-In Value
Honest market-based trade-in values. Even with a loan owing.
Financing Questions Answered
How much of a down payment do I need?+
Many buyers at South West Auto Group get approved with no money down. Every application starts from a zero-down scenario and the finance team works to keep your out-of-pocket as low as possible — the exact amount depends on the vehicle, your credit and the lender. Apply at southwestautogroup.ca to see your number, with no impact to your credit to start. apply for financing →
How long does getting approved take?+
Most applications get an answer the same day, often within a few hours. Apply online at southwestautogroup.ca before you visit South West Auto Group in London and you can arrive already approved. apply for financing →
Can I get financed after a bankruptcy or consumer proposal?+
Yes. South West Auto Group works with lenders who approve after a discharged bankruptcy or during an active consumer proposal. All credit situations are welcome, including new to Canada and self-employed. Apply at southwestautogroup.ca for a same-day answer. apply for financing →
Will applying affect my credit score?+
No. The initial pre-approval at southwestautogroup.ca does not affect your credit score. A formal credit check only happens once you choose a specific vehicle and financing offer, and South West Auto Group always tells you before that step. apply for financing →
Can I come test drive today from Arva?+
Yes. Arva is only roughly a 13-minute drive (about 13 km) from South West Auto Group in London. Call or text 519-668-7111 and we'll have the vehicle pulled up and ready when you arrive — same-day test drives are no problem. contact us →
What's the fastest route from Arva to South West Auto Group?+
The most direct route from Arva runs via Richmond Street or Fanshawe Park Road — roughly a 13-minute drive (about 13 km) to South West Auto Group at 55 Southdale Rd E in London. Call 519-668-7111 and we'll have your vehicle ready when you arrive.
How much do your used vehicles cost near Arva?+
Current stock runs from $11,995 to $139,995, depending on year, make, model and kilometres. There are 7 vehicles under $20,000 right now. Financing is available for all credit situations.
Do you deliver to Arva?+
Yes — South West Auto Group delivers to Arva. Financing and paperwork are handled remotely, so the vehicle comes to you.
Will you hold a vehicle while I drive over from Arva?+
Yes. It's roughly a 13-minute trip from Arva, so just call 519-668-7111 and we'll hold the vehicle and have it up front for you. No deposit needed to come look. contact us →
What bi-weekly payments should I expect?+
Bi-weekly payments on current stock run roughly $117 to $1,531, depending on the vehicle and your credit — calculated at 6.49% over a term set by the vehicle's age (up to 84 months for newer vehicles, 36 months for the oldest), $0 down as a representative example (the same terms shown on each vehicle's page; your rate depends on your credit). Get your exact number with a quick pre-approval at southwestautogroup.ca. try the car loan calculator →
What other Middlesex County towns does South West Auto Group serve?+
South West Auto Group serves buyers across Middlesex County and all of Ontario, including Arva and the surrounding communities. Remote financing, delivery, and virtual walkarounds mean distance is rarely a barrier.
Can I get financing near Arva with bad credit?+
Yes. South West Auto Group arranges financing for all credit situations — bad credit, bankruptcy, consumer proposal, and new to Canada. Apply at southwestautogroup.ca for a same-day answer. apply for financing →
Can I get my trade-in appraised the same visit from Arva?+
Absolutely. Bring your current vehicle when you drive in from Arva and we'll appraise it on the spot with a real market number, and apply it straight to your purchase. get a trade-in appraisal →
Where exactly are you from Arva?+
South West Auto Group is at 55 Southdale Rd E in London — roughly a 13-minute drive (about 13 km) from Arva. If you know Arva Flour Mill (est. 1819), head toward London from there; we're easy to find with parking on site. Call 519-668-7111 for directions.
How does the trade-in tax saving work in Ontario?+
In Ontario, when you trade in, you only pay HST (13%) on the difference between the new vehicle's price and your trade-in value — a real saving versus selling privately. South West Auto Group accepts all trade-ins with market-based appraisals. get a trade-in appraisal →
What documents do I need to buy a used car in Ontario?+
You'll need a valid Ontario driver's licence, proof of insurance, and banking information for financing. If you're trading in, bring the ownership. For a financing application, recent proof of income speeds things up. Bring those to South West Auto Group at 55 Southdale Rd E in London, or call 519-668-7111 and we'll confirm exactly what applies to your situation before you come in. contact us →
Is it better to buy from a dealer or a private seller?+
A registered dealer like South West Auto Group gives you protections a private sale can't: disclosed vehicle history, safety certification, financing, trade-in, and recourse if something goes wrong. Private sales can be cheaper up front but carry the risk. With 28 vehicles in stock, South West Auto Group offers the selection and track record a private seller can't match.
