Your Fresh Start
Get Approved Today*
We work with lenders that say YES when others say no.
Get approved in minutes and drive away in your next vehicle.
16km from Delaware — and financing is fully online, so apply from anywhere in Ontario.
Fast & EasyQuick approval process
All Credit TypesGood, bad, or no credit
Drive TodayGet behind the wheel sooner
Get Approved In Minutes
No impact to your credit score to get started!
Loading application...
We Finance All Credit Types
Good Credit
700+
New to Credit
No History
Fair Credit
550 – 669
Bad Credit
Below 550
Bankruptcy
We Can Help
Consumer Proposal
We Can Help
Self-Employed
We Can Help
*In some cases, a down payment may be required. All applications begin with a zero-down scenario — our finance specialists work to get you approved with no money down whenever possible. Terms and rates vary based on credit approval.
How Our Financing Process Works
1
Apply Online
Fill out our secure online application in just a few minutes.
2
Get Approved
Our lenders review your application and get you pre-approved fast.
3
Choose Vehicle
Pick the perfect vehicle from our quality pre-owned selection.
4
Drive Away
Sign your documents and drive away with confidence!
Real People. Real Results.
★★★★★
“They got me approved when everyone else said no. Amazing service and made the whole process stress-free!”
— Sarah M.
★★★★★
“Very professional and made the process so easy. I'm driving my dream truck now thanks to the team!”
— Jason T.
★★★★★
“They truly care about getting you into the right vehicle at the right price. Highly recommend to anyone!”
— Mike R.
★★★★★
“Fast approval, great rates, and absolutely no pressure. Best car buying experience I've ever had!”
— Lisa K.
Financing for Every Situation
Pick the path that fits. Every situation has lenders who say yes.
→
Bad Credit
Low credit score? Lenders that say yes when others say no.
→
After Bankruptcy
Discharged bankruptcy is workable. Rebuild credit on a car loan.
→
Consumer Proposal
Approved during or after your proposal. Responsible debt counts.
→
First-Time Buyer
Buying your first car? No credit history? We've got programs.
→
New to Canada
Newcomer programs for permanent residents, work permits, study permits.
→
Self-Employed
Bank statement programs for business owners and gig workers.
→
Lease Return
Lease ending soon? Know your real options before signing anything.
→
Trade-In Value
Honest market-based trade-in values. Even with a loan owing.
Financing Questions Answered
Can I come test drive today from Delaware?+
Yes. Delaware is only about a 16-minute drive (16km) from South West Auto Group in London. Call or text 519-668-7111 and we'll have the vehicle pulled up and ready when you arrive — same-day test drives are no problem. contact us →
What's the fastest route from Delaware to South West Auto Group?+
The most direct route from Delaware runs via Longwoods Road (Highway 2) or Highway 402 access via Strathroy — about a 16-minute drive (16km) to South West Auto Group at 55 Southdale Rd E, London, ON N6C 4X5 in London. Call 519-668-7111 and we'll have your vehicle ready when you arrive.
How much do your used vehicles cost near Delaware?+
Current stock runs from $8,995 to $139,995, depending on year, make, model and kilometres. Every price is set from real-time market data — no games. There are 11 vehicles under $20,000 right now. Financing is available for all credit situations.
Will you hold a vehicle while I drive over from Delaware?+
Yes. It's a short 16-minute trip from Delaware, so just call 519-668-7111 and we'll hold the vehicle and have it up front for you. No deposit needed to come look. contact us →
What bi-weekly payments should I expect?+
Bi-weekly payments on current stock run roughly $73 to $1,131, depending on the vehicle and your credit — calculated at 7.99% over 72 months, $0 down as a representative example. Get your exact number with a quick pre-approval at southwestautogroup.ca. try the car loan calculator →
What other Middlesex County towns does South West Auto Group serve?+
South West Auto Group serves buyers across Middlesex County and all of Ontario, including Delaware and the surrounding communities. Remote financing, delivery, and virtual walkarounds mean distance is rarely a barrier.
Can I get my trade-in appraised the same visit from Delaware?+
Absolutely. Bring your current vehicle when you drive in from Delaware and we'll appraise it on the spot with a real market number, and apply it straight to your purchase. get a trade-in appraisal →
Where exactly are you from Delaware?+
South West Auto Group is at 55 Southdale Rd E, London, ON N6C 4X5 in London — about a 16-minute drive (16km) from Delaware. If you know Thames River, head toward London from there; we're easy to find with parking on site. Call 519-668-7111 for directions.
How does the trade-in tax saving work in Ontario?+
In Ontario, when you trade in, you only pay HST (13%) on the difference between the new vehicle's price and your trade-in value — a real saving versus selling privately. South West Auto Group accepts all trade-ins with market-based appraisals. get a trade-in appraisal →
What documents do I need to buy a used car in Ontario?+
You'll need a valid Ontario driver's licence, proof of insurance, and banking information for financing. If you're trading in, bring the ownership. For a financing application, recent proof of income speeds things up. Bring those to South West Auto Group at 55 Southdale Rd E, London, ON N6C 4X5 in London, or call 519-668-7111 and we'll confirm exactly what applies to your situation before you come in. contact us →
Is it better to buy from a dealer or a private seller?+
A registered dealer like South West Auto Group gives you protections a private sale can't: disclosed vehicle history, safety certification, financing, trade-in, and recourse if something goes wrong. Private sales can be cheaper up front but carry the risk. With 36 vehicles in stock, South West Auto Group offers the selection and track record a private seller can't match.
